# NavFi

> NavFi is the GPS for your money: a personal finance app for iPhone, Android and the web that maps your income, bills, debts and goals, then gives you turn-by-turn directions every morning (pay this, save that) and recalculates the route when life happens. It is navigation, not a budget. Made by Navfi Inc., founded by Jahi Jones. Patent-pending route optimization.

Key facts (updated 2026-09-17):
- Category: personal finance navigation. Not a budgeting app, not a bank, not a lender. It never moves money; it tells you what to pay and you pay it.
- Platforms: iOS (App Store), Android (Google Play), web app at app.navfi.money. Data syncs across devices.
- Price: $14.99 per month or $149.99 per year (17% less). Every feature on both plans. Your first plan is free. Cancel anytime.
- Connections: securely connect accounts from over 11,000 institutions (read-only) or enter balances by hand.
- AI apps: connects to Claude, ChatGPT and other AI apps over MCP, read-only or read-and-change, with sign-in by email code.
- Security: bank-level encryption, banking credentials never stored by NavFi, data never sold, account deletable at any time.
- Setup: about 15 minutes with your balances, paycheck dates, bills and goals ready. Free 30-minute onboarding call available. Tutorials on YouTube (@navfiapp).
- Best for: people juggling due dates, paying down debt, or saving toward a date, who want the next move decided for them. Also: students (campus ambassadors), nonprofits (board pack), partner organizations.
- How it works: enter income, bills, spending and destinations (goals with target amounts and dates). The optimizer sequences every payment and saving, shows one next turn per day on Home, the full route in the Navigator, and what you can afford nearby on the Map. When income or spending changes, it reroutes and shows the new arrival date.

## Pages
- [Home](https://www.navfi.money/): the product story, step by step
- [What is NavFi](https://www.navfi.money/what-is-navfi): plain-language overview, who it is for, what it is not
- [NavFi vs other money apps](https://www.navfi.money/compare): how it differs from YNAB, Monarch Money, Rocket Money, Copilot and spreadsheets
- [Pricing](https://www.navfi.money/pricing): $14.99/month or $149.99/year, every feature on both
- [FAQ](https://www.navfi.money/faq): twenty plain answers
- [Help Center](https://www.navfi.money/support): getting started (checklist + six onboarding screens), reading your route, account and billing, troubleshooting, free onboarding call
- [Connect your AI](https://www.navfi.money/support/ai): connect NavFi to Claude, ChatGPT and other AI apps; what your AI can see and change, limits, privacy
- [MCP server](https://www.navfi.money/mcp): developer reference: server addresses, OAuth sign-in, every tool with its arguments, errors and limits
- [Partners](https://www.navfi.money/partners): affiliates and creators, campus ambassadors, organizations, lenders and realtors
- [NavFi for Nonprofits](https://www.navfi.money/nonprofits): every dollar mapped before it moves; board pack as a service
- [Blog](https://www.navfi.money/blogs)

## Download and follow
- App Store: https://apps.apple.com/us/app/navfi-money-gps/id6758457128
- Google Play: https://play.google.com/store/apps/details?id=com.money.navfi
- YouTube tutorials: https://www.youtube.com/@navfiapp
- Instagram: https://www.instagram.com/navfimoney/
- X: https://x.com/navfimoney
- TikTok: https://www.tiktok.com/@navfimarketing

## Optional
- [Full text for language models](https://www.navfi.money/llms-full.txt)